Insurance · Financial Services · Commercial Financing 239-350-5227 rasheed@wellesleycollective.com
Evening city skyline over a commercial district

Market rates

Published rates, pulled when you open the page.

Federal funds, SOFR, prime, the Treasury par yield curve, and mortgage averages. These are market series — not a Wellesley quote or a commitment to lend.

Who this is for

Anyone pricing a loan, a refinance, or a policy who wants the current published backdrop before a conversation.

Loading live series…

Central bank rates

Policy and overnight funding.

FRED · FEDFUNDS

Federal Funds Rate

3.62%

Fallback · as of Jul 31, 2026

FRED · SOFR

SOFR

3.66%

Fallback · as of Aug 28, 2026

FRED · DPRIME

Bank Prime Loan Rate

6.50%

Fallback · as of Aug 28, 2026

Treasury yield curve

Par yields from one month to 30 years.

Published fallbacks · as of Aug 28, 2026

1-Month

Treasury par yield

3.84%

Fallback · as of Aug 28, 2026

3-Month

Treasury par yield

3.90%

Fallback · as of Aug 28, 2026

6-Month

Treasury par yield

4.02%

Fallback · as of Aug 28, 2026

1-Year

Treasury par yield

4.15%

Fallback · as of Aug 28, 2026

2-Year

Treasury par yield

4.34%

Fallback · as of Aug 28, 2026

FRED · DGS5

5-Year Treasury

4.48%

Fallback · as of Aug 28, 2026

FRED · DGS10

10-Year Treasury

4.73%

Fallback · as of Aug 28, 2026

FRED · DGS30

30-Year Treasury

5.22%

Fallback · as of Aug 28, 2026

Consumer / mortgage rates

Home-loan averages and corporate credit.

FRED · MORTGAGE30US

30-Year Fixed Mortgage

6.35%

Fallback · as of Aug 20, 2026

FRED · MORTGAGE15US

15-Year Fixed Mortgage

5.72%

Fallback · as of Aug 20, 2026

FRED · BAMLC0A4CBBB

Corporate BBB Spot Yield

5.88%

Fallback · as of Aug 28, 2026

Sources: Federal Reserve Bank of St. Louis (FRED) and the U.S. Department of the Treasury. Series can lag, revise, or fail to load; fallback values are shown when a request times out. These figures are not an offer of credit, a lock, or an insurance quote. Your rate depends on credit, collateral, occupancy, and underwriting.