FRED · FEDFUNDS
Federal Funds Rate
3.62%

Market rates
Federal funds, SOFR, prime, the Treasury par yield curve, and mortgage averages. These are market series — not a Wellesley quote or a commitment to lend.
Central bank rates
FRED · FEDFUNDS
3.62%
FRED · SOFR
3.66%
FRED · DPRIME
6.50%
Treasury yield curve
Published fallbacks · as of Aug 28, 2026
1-Month
3.84%
3-Month
3.90%
6-Month
4.02%
1-Year
4.15%
2-Year
4.34%
FRED · DGS5
4.48%
FRED · DGS10
4.73%
FRED · DGS30
5.22%
Consumer / mortgage rates
FRED · MORTGAGE30US
6.35%
FRED · MORTGAGE15US
5.72%
FRED · BAMLC0A4CBBB
5.88%
Sources: Federal Reserve Bank of St. Louis (FRED) and the U.S. Department of the Treasury. Series can lag, revise, or fail to load; fallback values are shown when a request times out. These figures are not an offer of credit, a lock, or an insurance quote. Your rate depends on credit, collateral, occupancy, and underwriting.