Artisan Contractors Insurance

Artisan contractor insurance is a program built for trades — electricians, plumbers, painters, carpenters, HVAC techs — who work on other people’s property and need certificates to get paid.

How it works

A trade contractor’s risk is not an office risk. You are on job sites, using tools, driving to work, and often hiring helpers. The core is general liability written for the trade, then we add tools and equipment, commercial auto, and workers’ compensation as the operation needs them. General contractors and property managers will ask for specific limits, additional-insured wording, and sometimes a waiver of subrogation. We set the program up so the certificate matches the work you actually do — residential remodel, service, or light commercial — instead of a generic office policy that fails the first audit.

Coverage, eligibility, and terms vary by location and underwriting.